Hello cmce and welcome
I think the number on the BMI is the whole number and fraction of the whole number. So, my BMI is 31.25 which is 31 and a quarter. Is this what you mean?
I think you can change your fast ratio but Moogie or one of the other more technical ones can answer that better. Can I just draw your attention to the progress tracker [art where you can compare your own specific statistics to others like you - sex, age, BMI and fasting regime? That way you can see the average amount of weight you can expect to lose in a week. It does seem that the more you have to lose, the quicker it comes off initially, and that there isn't a big difference in rate of weight loss between those who do 5:2 and 4:3. This information might help you decide how to start.
Also, if you can work out your TDEE you can see what a quarter of that is for your fast day intake (although the 500/600 is an arbitrary amount chosen by Dr M as a quarter of the average TDEE) .
Hope this helps. There's lots of info in the FAQs and generally on the board via the search and do ask if there is anything specific.
Good luck, post your stats (you can keep it private if you want ) and let us know how you get on.