@SSure,
No way do you have a significantly higher risk of metabolic disease, because the percentage of fat is almost irrelevant when your total weight is so normal. It isn't stored fat, per se, that causes metabolic disease. It is excess liver fat, which increases insulin resistance dramatically, and which results mainly from over consumption of fructose and sugar. But if your waist is a normal size for your height, you are unlikely to have a lot of liver fat stored off. Hence the emphasis on waist size.
Heavy people with high fat percentages have high absolute amounts of fat and that fat becomes inflamed, which seems to be what causes their metabolic problems. But if you have a total amount of fat on you that is well within normal limits, which at your total weight you must have, obsessing about the percentage is likely a mistake.
There is only one thing I can think of that might contradict the above: If you have that high fat percentage because you are storing abnormal amounts of excess fat in your muscles, it is possible that your mitochondria don't burn glucose properly. This happens for genetic reasons and is common among people with a tendency to gain weight and explains why studies show a significant number of people with diabetes don't get any benefit for exercise (20% in the latest published study.)
If you have a mitochondrial genetic defect, the unburnt glucose gets stored in the muscles as fat. The best approach then is a) try a ketogenic diet (carbs well below 70 g a day) which over time will burn off much of that stored muscle fat. b) Supplement with CoEnzyme Q10 which can sometimes get the mitochondria burning that fat.
If you are storing too much fat in your muscles, you probably also have higher than normal blood sugars after eating, though they may not be high enough to show up on screening tests. Testing your blood sugar after a high carb meal should be informative. Look to see if you are going significantly above 7.7 mmol/L after 1 hour.
There is a specific, fairly rare genetic form of diabetes where a mitochondrial flaw kicks in. It responds dramatically to CoEnzyme Q10, so much so that the stingy UK NHS will pay for it for those with that diagnosis. Many others could benefit from that supplementation whose blood sugars aren't quite high enough to generate the diagnosis but who don't burn glucose properly at the mitochondria.